Tips to Know When You’re Buying a House

When it comes to buying a house, it can be one of the most daunting experiences you face. Not only are there plenty of hurdles and obstacles to get through, but there are often a lot of things that could potentially go wrong and set you back to square one. Becoming a homeowner is a huge investment- not only financially but emotionally too. As we grow up, we envision the house we want for ourselves in the future, and almost hold this image as a pinnacle of our version of ‘success’. However, in reality this image may not be as achievable as you think, as there are factors that may influence the way in which things work out and ultimately, the final details and outcomes of becoming a homeowner. Whichever route you decide to undertake in your quest to become a homeowner, there are various things you can do to speed up the process, avoid setbacks and ensure that you can one day, have the home of your dreams. Here at We Buy Any House we have compiled our top tips to know when you’re buying a house.

Find Out How Much You Can Borrow Before You Save for a Mortgage Deposit:

Typically, you will have to save around 5% of the price of the property to put down as a deposit. Understandably, this can be a deterrent to people as they may not be able to afford the deposit itself, and therefore be disheartened in their search for a property. However, you can apply for a mortgage loan from the bank. The provider will lend you a specific amount depending on various factors, including your income, credit score and the size of the deposit for the house. It’s worthwhile talking to a mortgage lender and your bank to see where you stand before you start panicking about saving for a deposit.

Research Your Area:

When you buy a property, you are not only investing in the house, but also the area itself. If you’re intending on moving somewhere you are unfamiliar with, it’s a good idea to scope out the local area and see what goes on there, the atmosphere, local amenities, transport and general vibe. Its important to pay attention to things such as:

  • School catchment areas. If you’re planning on starting a family, or already have children, they will need to attend school. It’s important that you look into how far the schools are/the quality of the school and if they have any places.
  • Infrastructure plans can affect the noise and pollution levels in the local area.
  • Is the area affected by flooding?
  • Find out what the area’s crime rate is like.

Registering with an Estate Agent:

Once you have decided on an area which you like, register with an estate agent straight away. This will ensure that you have the best advice, in addition to not prolonging the wait. It is free to register and show your interest with a local estate agent with help to increase your chances of finding your dream home.

Viewing Properties in Person:

When it comes to viewing a property, it’s imperative that you view it in person. Studies have shown that when it comes to viewing a house, the ‘feeling’ of the house was one of the most important factors. Although you can spend hours searching through property listings on the internet, it’s important that you see the house in real life as it will enable you to have a better understanding of the potential of the house and see if it really ‘fits’ you.

Get a Survey:

Getting a survey completed before you move into your home and offer a budget is important. It will highlight any issues that are wrong with the house, in terms of the condition of the building itself and any structural issues. By conducting a survey, you can get a better indication as to how to negotiate prices.

Plan in the Future:

When you’re shopping for a home, it’s important to think futuristically. Although you may become indulged in buying a home for the present, and what suits you as of now, it’s important to think further down the line. You must ask if you see yourself living in that house ten years down the line, or whether you want to be in a position to consistently relocate. Whatever you choose, you must ensure that it suits you and the idea of your future.

There Will Be Compromises:

When it comes to buying a home, it’s important to understand that in some respects, there will be comprises and small setbacks. Things may not always be able to go your way, so it’s important to be graceful about these things- no matter how frustrating things may be.

 

This article was written by a quick house sale company We Buy Any House. If you’re wondering “how can I sell my house fast?”, head to the We Buy Any House website for more information relating to all property related enquiries.  

 

Beginner Guide for EPC Certification in London

Nowadays, many factors affect your property value. One of them is energy efficiency. With the threat of global warming, many countries apply a specific rule regarding this matter. All those rules have one purpose, which is reducing the global warming negative effect. The UK, especially London, is also the same. If you want to sell, rent, or buy a house or property, you should acquire EPC Certificate London.

What is EPC?

EPC or Energy Performance Certificate is a document where you can see the energy efficiency rating of a building. Therefore, acquiring this certificate is necessary to find out whether your building or house uses energy efficiently or not.

In general, this certificate only consists of three to five pages. It has detailed information about your building energy usage level. Some of them also have recommendations of the method you can use to improve your building’s energy efficiency. If your EPC has this part of the information, you also can find the cost that you can save through energy saving.

The rating comes in the A to a G rating. The A rating is the best, which means your building uses the energy efficiently and is categorized as an environmentally friendlier building. On the other hand, the G is the worst. If you get this rating, you will have a lot of work to improve your building energy usage. If you keep it that way, you can’t sell or rent your house or building.

Why Should I Get EPC?

In the UK, there is a law regarding the usage of energy for the building. This law was born to reduce the energy-wasting in buildings across the country. Based on this law, you will need an EPC Certificate London to use your house for commercial usage. It said that you have to get an E rating to rent your building.

If you want to sell your house, you also have to tell the buyer about that house’s energy rating. Plus, the seller of the house must provide the information regarding the method to improve the energy efficiency of that building as stated on the EPC document.

The Benefits of Having EPC

You can sell or rent your house much faster and at a better price. A building with a good rating will have higher value because it provides its owner with lower energy usage bills. Moreover, a good rating also helps the new owner avoid various problems with the law. So, it can increase your house selling prices.

As for the house owner, the EPC also helps you to get a better life. You use the energy more efficiently. You save money for your monthly bills. More importantly, you also can save our Earth by reducing the global warming effect.

Conclusion

Knowing how important EPC Certificate London is, you should apply for the inspection right now. Get it now, and if you get a low rating, no need to worry. You can improve your house’s energy efficiency and return it in good condition.

The Role of A Specialist Buyers Agent Brisbane to Help Real Estate Investment

A successful real estate investor is one who understands the property market well. It takes time if you have to master anything about property markets. You can still be a successful real estate investor with the help of a buyer’s agent. In Brisbane, you can consult and ask for help from DDP buyers agent Brisbane. So, what are the roles of a specialist buyer’s agent for real estate investment?

Help to Negotiate 

Negotiation skill is crucial for a property investor. You need to use this skill to achieve the latest information about the property in the local market. For a faster result, ask a professional buyer agent to help you. A professional agent has skilled negotiators who are ready to seek anything about the property market. The idea is to meet your goal to have a promising investment opportunity based on your standard.

Wider Access 

Imagine if you have to meet and negotiate with all parties that are included in the property project. The process takes your time, money, and energy. You also don’t have access to those parties. It will be difficult for you to finish your target. A specific buyer agent, such as DDP buyers agent Brisbane has a role to help you to communicate with all parties involved in the property project. Most agents have access to the builders, property managers, accountants, and even lawyers. The more access the buyer agents have to other specialist professionals, the faster your goal to be a successful property investor.

Give Fair Information 

A buyer agent is not representing any property companies. As a result, the agent gives you fair real estate project information. They will try to understand your circumstances and goals and get the best investment property for you. The result will be satisfied enough for the investors.

Guide You To Get the Right Investment Plan

The role of a property buyer agent is not only to know your investment goals but also to guide you to make a smart investment strategy. Choosing the right strategy limits risks and increases the best possible growth without spending a lot of money. The agent will give you a great understanding that investing is not only spending a lot of money for a higher return. A smart investment strategy, along with a reasonable return is a true benefit for investors.

Convenient Investment 

Property investment includes a sophisticated process. Beginner property investors may not understand all the steps. A trusted property buyer agent can be your representation. They will do the entire investment process for you. You only have to monitor and check the improvement. At a certain point, you can enjoy the result of your investment. It is also a good time to learn more about property investment while waiting for the progress from the agent.

The point is that spending money for the property investment is worth it as long as you know the strategies. Even if you don’t understand all the strategies, you can let a professional agent such as DDP buyers agent Brisbane help you. This agent has roles that cover all you need to know and do as a property investor.

Valuable Experience from the Founder of DDP Property

You can learn how to become a successful property investor at a young age from anywhere. DDP property is one of the recommended places to learn more about property investment. Zaki Ameer the founder of this service shows that having 15 properties within only 3 years is possible. That’s why he wants to inspire others to achieve the same thing by writing books. Here some crucial things you can learn from the books.

Dream Design Do 

This book explains how Zaki Ameer started as a broke person at 19 years old and owned $3 million property in only 2 years. The content is based on his experience who didn’t have anything because his family has a financial problem. He even had $80.000 in debts at that time. Ameer is not only sharing about his bad experience but also giving a solution. Because of that, the book also explains how Ameer reaches its success by working in one of the top 4 banks in Australia, running several businesses, and being a student. He even has 10 properties within only two years. You will reveal the secret of how Ameer balances his relationships, career, spiritual, business, finance, and community giving as the way he achieves his success. This book shows that no matter how bad you are, there is still hope. You can even be a successful property investor if you want to.

Dream It, Design It, Do It!

Dream It, Design It, Do It is his next book that you can read to learn how to be a successful property investor. This book also shows the way an international student in debt gets his 10 properties. He even develops the properties well to become his wealthy machine. Ameer wrote this book based on his experience. You will get valuable information about why people seem never to become wealthy only because of their incorrect mindset and bad strategies. Indeed, Ameer also gives the solution to change the mindset and take the best strategies to reach wealthiness. This book teaches you how to become a successful property investment and become wealthy from it.

The Background of Zaki Ameer 

Zaki Ameer had a bad life before running and developing DDP Property. He was a 19 years old student with $80.000 in debt. His parents had a financial problem and stopped supporting his study. Instead of giving up and doing nothing, Ameer turned his life around. He worked in one of the top 4 banks in Australia. He also runs several businesses, including Dream Design Property. As an author, Ameer wants to inspire people who face the same difficulty to keep trying. One of the tips that Ameer gives to people is saving money and using it for property investment. The information written in the book is practical in which it is based on the experience of the author. People can also learn how to become successful property investors by following valuable programs by DDP Property. It expects that people can be professional and successful property investors after reading the books and learning from Zaki Ameer.

Tips from Dream Design Property To Become A Successful Property Investor for Preparing Retirement

Being a property investor doesn’t mean that you are spending a lot of money to buy a property without knowing anything about it. Dream Design Property or DDP is one of the companies that will guide you to be a professional property investor. A professional property investor such as Zaki Ameer who is also the founder of DDP shows that with a good strategy, he owns up to 15 properties in only 3 years. So, what do you have to do to become a successful property investor and retire at any age?

A Good Preparation 

You must prepare everything well before being a property investor. Make sure that you know the goal of the investment. For example, you have a plan to be a property investor for retiring. You may fail and lose a lot of money without making a good investment preparation. Remember! Property investment often needs a lot of money and you need to be careful with that. Indeed, you will earn more than you spend if you run the investment well. Ameer explains that many people are not preparing anything for their retirement. They don’t realize that they are still alive after retirement and need money. Ameer adds that people can prepare for their retirement at any age even as late as the 50s.

Eliminate Debts

Most people borrow some amount of money to fill their lifestyle. They seem don’t care about saving money and investing it. Debts are the reason why people can’t save their money. People with a lot of debts think that it is impossible to be a property investor. That’s why Ameer gives a simple solution by asking people to eliminate debts. Stop borrowing money and focus on maintaining and developing it. This simple change will lead you to be a property investor soon.

Create A Good Investment Strategy 

You also need a good strategy to make your investment support your life while retiring. Let’s say by having 10 properties with a $300.000 purchase price, you can earn $350 per week. Imagine that you will get $100.000 after 10 years. You can retire without anything to worry about with that amount of money.

Do The Investment Earlier 

Create a plan and do the property investment earlier. The earlier you become a property investor, the better. At least, you seem not to look too old to enjoy the result of your investment after developing it for 10 years. Remember! Investment is also a process. You can’t directly earn the money you want in a few days. Dream Design Property by Zaki Ameer teaches you how to be a property investor as young as you can to prepare for your retirement.

Earning More 

You need to think about something that increases the amount of your salary. You can use the additional money for property investment. It is also an effective strategy, so you can fill your needs and be a property investor at the same time. In the end, you are ready to retire. Dream Design Property also has the solution to earn more money for property investment.